Advantage One Mortgage Express Application

About Your Loan

By taking a few minutes to complete the following application, we will process your loan and give you an answer usually within one business day.


Loan Purpose:

    Purchase / Purchase Price $
    Refinance - Rate & Term
    Refinance - Cash Back

Property will Be:

    Primary Residence
    Secondary Residence
    Investment

Property Type:

    Single Family Residence
    Condo

           Multi-Unit
    1-2
    2-4
    other

Year Built 

Loan amount 

Loan Type:

    Fixed
    Adjustable

Loan Term:

    10 Year
    15 Year
    20 Year
    25 Year
    30 Year

Interest Rate

 

Street Address:
City:
State:
County:
Zip Code:


If Refinance, roll closing cost into new loan?

    Yes
    No 

    Estimated value
    $

    Month / Year Acquired 

    Original Purchase Price
    $

Improvements to Property:

 

Borrower Information

Borrower's Name:
First

 

Middle

 

Last

 

Suffix

 

Home Phone Number

Number of Dependents

Ages
Marital Status

Yrs. School

Present Address:
Street Address
City
State
Zip Code
Address Status
Number of Years

Former Address:  (If residing at present address for less than two years, complete the following)
Street Address
City
State
Zip Code
Address Status

 

Number of Years

 

Co-Borrower Information

Co-Borrower's Name:
First

 

Middle

 

Last

 

Suffix

 

Home Phone Number

Number of Dependents

Ages
Marital Status:

Yrs. School

Present Address:
Street Address
City
State
Zip Code
Address Status
Number of Years

Former Address: ( If residing at present address for less than two years, complete the following)
Street Address
City
State
Zip Code
Address Status

 

Number of Years

 


Borrower's Employment Information

Borrower:
Employer's Name
Street Address
City
State
Zip Code
Work Phone Number

Title/Type of Business

Years on this job

Years this line of work

Self Employed Yes No


If employed in current position for less than two years or if currently employed in more than one position, please complete the following:

 

Employer's Name
Employer's Address
Street Address
City
State
Zip Code

Work Phone Number

Position/Title/Type of Business

Dates:
From (month/year)
    To (month/year)

Self Employed Yes No


Co-Borrower's Employment Information


Co-Borrower:
Employer's Name
Street Address
City
State
Zip Code

Work Phone Number

Title/Type of Business

Years on this job

Years this line of work

Self Employed Yes No


If employed in current position for less than two years or if currently employed in more than one position, please complete the following:

 

Employer's Name

 

Employer's Address
Street Address
City
State
Zip Code

Work Phone Number

Title/Type of Business

Dates:
From (month/year)
    To (month/year)

Self Employed: Yes No


Monthly Income and Housing Information


Gross Monthly Income:

Borrower Monthly Gross Income $
Co-Borrower Monthly Gross Income $

Monthly Housing Expense:
Rent $
First Mortgage (Principal & Interest) $
First Mortgage Balance $
First Mortgage Company   
Second Mortgage (Principal & Interest) $
Second Mortgage Balance $
Second Mortgage Company   
Is Escrow Collected in Current Payment   Yes No
Do you wish for Escrow to be Collected
in NEW Payment 
  Yes No

Current (
Refinance) or Proposed (Purchase) Monthly
Property Taxes $
Homeowners Insurance $
Mortgage Insurance $
Homeowners Associations Dues $
Other $

Assets

Equity in Current Property $
Savings Account $
Checking Account $
Stocks  $
Bonds $
Mutual Funds  $
401K $
IRA  $
Other  $
 
Seller Paid Closing Cost yesno
Gift for Funds to Close yesno
Secondary Financing yesno
Do you own other Real Estate Properties? yesno
(if yes)
Type of Property Present Market Value 
$
Type of Property Present Market Value
$
Type of Property Present Market Value
$
Type of Property Present Market Value
$
Type of Property Present Market Value
$

Liabilities (auto loans, student loans, credit cards, etc)

Creditor Balance Monthly payment
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.

Declarations

Declarations Borrower ... Co-Borrower
yes | no ... yes | no
a. Are there any outstanding judgments against you
...
b. Have you been declared bankrupt within the past 7 years
...
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years
...
d. Are you a party to a lawsuit
...
e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment
...
f. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee
...
g. Are you obligated to pay alimony, child support, or separate maintenance
...
h. Is any part of the down payment borrowed
...
i. Are you the co-maker or endorser on a note
...
j. Are you a U.S. citizen
...
k. Are you a permanent resident alien
...
l. Do you intend to occupy the property as your primary residence
...
m. Applied anywhere else
n. Have you had an ownership interest in a property in the last three years
...
(1) What Type of property did you own - principal residence (PR), second home (SH), or investment property (IP)
(2) How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)

Credit Report Authorization

Do we have authorization to run a credit report? Note: we can not process your application without authorization for a credit report.
Who is the authorizing person?
Please enter your email address:

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